Independent, fee-only advice for the decades ahead.

Financial Planning That Puts Your Family First

Senior financial advisor reviewing a planning binder with a client family

We work alongside a small number of families each year to build retirement, tax, and estate strategies that hold up across market cycles and life seasons. No commissions. No products to sell. Just a fiduciary in your corner.

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Planning Pillars

Six Disciplines, One Coordinated Plan

Comprehensive financial planning tailored to your life stage and goals.

Retirement Planning

Custom retirement strategies that balance growth with security — 401(k) optimization, IRA management, and Social Security timing analysis.

Investment Management

Diversified portfolios built around your risk tolerance and time horizon. Low-cost index funds and evidence-based strategies.

Tax-Smart Strategies

Coordinate investments with tax planning to minimize your lifetime tax burden through Roth conversions, tax-loss harvesting, and asset location.

Estate Planning Guidance

Work with your attorney and CPA so your wealth transfers efficiently to the next generation with minimal tax impact.

Education Funding

529 plans, custodial accounts, and scholarship strategies to fund your children’s education without derailing your own retirement.

Insurance Review

Life, disability, and long-term care insurance analysis to ensure you’re properly protected without overpaying for coverage you don’t need.

[Lead Advisor Name]

[Lead Advisor Name], CFP®, ChFC®

Founder & Lead Financial Planner

Our lead advisor founded Summit Wealth Advisors with a single conviction: families deserve advice that is paid for by them, not paid for by the products it recommends. Every plan we build is fiduciary, fee-only, and centered on the long arc of your family’s financial life.

Training & Certifications

  • CERTIFIED FINANCIAL PLANNER™ (CFP®)
  • Chartered Financial Consultant (ChFC®)
  • Series 65 — Uniform Investment Adviser Law
  • Registered Investment Adviser — fiduciary by law

Fee-Only. Fiduciary. Always.

Regulated. Credentialed. Accountable.

Our advisor team holds the credentials and licenses required to act as fiduciaries on your behalf.

CERTIFIED FINANCIAL PLANNER™

Active
Issued By
CFP Board of Standards

Series 65 — Investment Adviser Representative

Active
Issued By
NASAA / FINRA

Chartered Financial Consultant

Active
Issued By
The American College of Financial Services

Registered Investment Adviser

Active
Issued By
Securities & Exchange Commission / State

License information is provided for transparency. Click "Verify License" to confirm current status with the issuing authority.

Our Process

Your Path to Financial Confidence

A straightforward process designed to bring clarity to your financial life.

  1. Discovery Meeting

    A complimentary 45-minute conversation to understand your goals, concerns, and current financial picture. No sales pitch, just honest dialogue.

  2. Comprehensive Analysis

    We build a detailed financial plan covering investments, taxes, insurance, estate planning, and retirement projections tailored to your situation.

  3. Plan Presentation

    We walk you through your plan in plain language, answer every question, and adjust until it feels right.

  4. Ongoing Partnership

    Quarterly reviews, annual plan updates, and unlimited access to your advisor. Your plan evolves as your life does.

What Our Clients Say

Summit helped us think through retirement more clearly than any advisor we’d worked with before. Their tax-aware withdrawal plan gave us real confidence about the next phase.

[Retired Client — first name + last initial] Retired Educators

After years of conflicting advice from commission-based advisors, finding a fee-only fiduciary was a revelation. We finally trust the advice we’re getting.

[Business Owner Client — first name + last initial] Business Owner

The comprehensive plan Summit built for us covers everything — retirement, college funding, insurance, estate planning. For the first time, we feel like we have a real strategy.

[Young Family Client — first name + last initial] Young Professionals

Let's Start Building Your Financial Future

Schedule a complimentary discovery meeting. No obligations, no pressure — just a conversation about what matters most to you.

Book a Meeting Call (970) 555-0488